Yesterday was a whirlwind. I look back over my emails and notes of meetings and if you’re day was like mine and it very likely was….it’s a wonder we aren’t all schitzo.

I mean, the emotions went from “let’s be cool as we spin up ProLender to oh no I’m running late to wow we made it through another year, to…I wonder if we’ll make our equity requirements, to,….Kelley, sure, set down, tell me what you’re thinking and good thoughts, let’s discuss, to…we’ve got to concentrate on these loans we’ve got in our pipeline, to…what is the real pipeline, to…Chas/Paul – get the AEs in the rest of the week to help work these loans, to…ok everyone needs to take a deep breath, to…hmmm, can we really clean out this pipeline in an orderly fashion, to…well, we’ve got another personnel problem, to, cool pictures from Cathy’s birthday party. Do I really look that fat?, to…how is everyone taking to ProLender? I better make the rounds, to…laughing about a joke Paul said about Kelley and Kelley threatening Chas (just for good measure), to…walking in on a discussion about the TIL calculation in ProLender (it doesn’t calculate), to…let’s write our own program to calc it!, to….uh oh, how is Scott and John doing?, to…uh oh, to….wow, that granddaughter (looking at picture) sure looks cute with her grandfather, to….writing this program was a really stupid idea, to….was Woody in here a minute ago, to….writing this program to calculate TILs was a really stupid idea, to….where did John Glen go? I’ve got to talk about some loan officer hiring details, to…I’m going to beat Cunningham if he and whoever he’s with is laughing at me about this TIL calc program, to….what does HUD mean when they say “beginning balance is same as previous balance in first month and multiply times 12 and then divide by 12? HUH?, to….I’ll beat him for good measure, to…uh oh, that’s Cynthia looking for me, I’m sure Woody asked me to do something, to….oh! I see what HUD is saying in these 10 pages of instructions to write a TIL calc, to…don’t I have someone that can do this for me?, to….oh, I think Cynthia just told me that I needed to sign the warehouse extension and John Cox would be in to get it this afternoon, to….not now Chas, to…I can’t get this to work, there’s a bug, where’s Cunningham? Did he think I was serious when I said to give me some time?!, to…sure let’s talk about what Calling really means, to, yes Austen, I know I said we were going to have those IDs for DU today, but I’ve not gotten with Paul on a couple of things and we need to discuss some more strategy about how we’re going spin up the AUS agenda, to…hmmm there it is (the other bug), now I’m ready for Bryon (he’s not Cunningham for now), to wow, its after lunch and Jason is here and I haven’t even talked to him yet, I wonder how he’s holding up, to….well now Bryon and I are both stumped…the HUD example works, but not a real file out of Datatrac/LSSI --- AH HA GMAC was wrong the whole time – they ‘ve had us running all over the place chasing TILs and they were wrong! I knew it I knew it!, to….oh, that’s the problem, P&I / (1+0.225) is a calc from 1998 and the MIP in 1998 was 2.25 – it is now 1.50 so we substitute the 0.0225 for 0.0150 ---- ta DA – it works – let’s send this to ProLender – hey Roy, can you show me how to hide and protect these certain cells!, to “Jason, how’s it going” where’s Curtis? Oh, you told him to stay at Lock-In Central/Ground Zero.” Good move. How are you doing? 500 registrations last week? Wow. (uh oh..guldp),…..to Scott, John, how’s it going? Remember, we all just people – we’re not techies – (yes, I know techies are people too), to you’re welcome for lunch (it wasn’t necessarily kindness, I just wanted to feed you to get blood back in your face), to…(should I tell Bryon I thought about beating him), to…not now Chas, to….. Oh man, I haven’t looked at emails in 3 hours and I sent that email out this morning about File Submissions..do I want to look?, to….whoops, ticked that guy off! Return email; no sir – I think you are upset because you think I was directing this email specifically to you. This was a blast email that went to all Alethes employees and clients. We use a fancy program that makes it look personal (errrr). Yes, I’m sure you do submit a very clean file. Thank you., to…..ok, I understand we’re back to DataTrac on some redraws and the PL to LSSI problem is maybe limited to just files that had been run DT to LSSI first, to…yes Gail, I will start wearing my glasses at all times (private joke), to…where’s John Glenn (he really went to hear an economist speak at luch? And he was excited about it), to…Cathy, Chas!! I don’t want to hear anymore about stinking coffee, to…that’s it, I’m going to make a BUTT of myself about the cost of coffee – and speaking of coffee, why do we have to have a special water fountain, can’t we just drink tap water. Good grief, to…ok – Scott and John looking much better – the day’s almost done – thank you Lord. Whoops. I haven’t prayed in hours. Oh, and I’ve got a luncheon Thursday about integrating business leaders and the church – oh yea, I need to reschedule my “session” with Dave. Oh yea, he’s coming by later to pick something up, to…yea, no problem, we can change the wording on the TIL calc from something loan amount to Loan Amount: with UMIP. If that works, no problem, to,…good looking grandkids, to….ok, how’s everyone doing with ProLender – deep breaths, that’s ok, Rome wasn’t built in a day – work through supervisors – we can’t wear IT out on minor things – Lord, I pray that you give Scott and John strength, help them remember we’re all just people and some can get emotional. Remember Danny, this has nothing to do with your salvation, that’s done OK. Ok. Deep breath. Scott’s loosing color again, but he’s walking around, to…hmmm, hope I wasn’t rude to Woody earlier – my head was spinning with that calculation, to….everyone needs to know that Paul is hording coffee in his desk…good grief, I detest Starbuck’s coffee and I’ve been spending how much on it? I really do think they put drugs in to get people hooked. The price is ridiculous, to….that’s good (what’s good? – don’t know, I lost my train of thought), to…Paul, I need to meet about AUSes, I know I told you we’d do it this morning but I had the TIL calc that I let myself get involved in – pretty cool thing though, let me tell you all about it, to,,,,, ok we’ve got to get our head into the AUSes and what our strategy is so that we have files to fund in May and beyond. Ok, here’s what Bryon and I have been talking about – see this proposed org chart, we’re going to…..,, never mind, we can’t get in too deep on future stuff because I don’t want everyone thinking too much in the future because we’ve got to get today’s files worked. (wow, Lord, you’re giving us the opportunity to start out this fiscal year with a big bang of profits – I pray that we don’t mess it up – give me wisdom and discernment), to,…Paul, I thought you had to leave at 5 to work out? It’s 5:30 – you were looking for an excuse not to sweat. Bryon said you ate enough for 3 people today at lunch. The secret too weight loss is Eat Less – Move More, to…let’s look at the reports tomorrow morning and we’ll start the AEs chasing AUSes run in March and see if we can get our pull through up to 50%.to….ok Guys, let’s practice “be blunt – be gone” the red brick stuff, I want to leave before 7 tonight. Wait, let’s talk to Roy about how we chased DUs back in the Irwiin days, to…its about time to pull all the ex-Irwin types in to help us shed some light on what we did to have a 86% pull through, to…I’ve got to check to be sure Scott and John haven’t turned on each other, to…Cathy? Brandi? Are they still working on that 5% rule?, to…did Mark tell we funded 15 loans from the processing center last month? – AWESOME – that’s the best month in some time, to, cool, we got a ProLender to LSSI doc set out. Awesome, and they are working on another one. Thank you Lord. Pray for the next, to…AWESOME, JohnB has left at a decent hour tonight. Thank God for Ben being here to help. Thank you Lord for all the hard work going on, to…Cathy, I’m done and headed to the truck to read or nap, to, well Jason, how was today? I need to come your way in the next few days so we can set and talk about the AUSes and what that looks like from your end. Bryon says that he’s got some reports out of PL that can help us run better numbers. Lara run 112 AUSes in 4 days last week with a 60% approval and 25 were below 580 and 5 of those were approved. We are running more numbers to see how that holds ups, to, how did Cathy beat me to the truck – well, that worked out good – she drove the truck down to the front, though I could use the exercise, to…hey babe, how was your day, to…what’s for supper, to….wow, I forgot about that other REO – did we get the people out of the house? – I’m glad Cynthia is paying attention to that thing. Uh oh…she called me earlier. I need to call her back tomorrow, to….wow, everyone sure looked tired. What a day. Phone went dead. Good. I am not going to gouge myself tonight while watching CSI reruns.

(dang, I feel bad this morning). Lord, what do you have planned for me today?

Sound famailiar? J

Today? Focusing on what we need to change to get these loans through the system, what people can we move around, are we hiring good and ethical loan officers, how to spin up AUSes for May 15th, and what I can do to help with ProLender.

Don’t worry about tomorrow, today has enough problems of its own!

Buckle-up,

Danny